CalcMate

Finance Calculators

Loans, mortgages, interest, investing and everyday money math.

Mortgage Calculator

Monthly payment, total interest and a full amortization schedule.

Loan Calculator

Monthly payment and total interest, both repayment methods compared.

Compound Interest Calculator

Final balance and year-by-year growth, with monthly deposits.

Auto Loan Calculator

Monthly payment, amount financed and total interest on a car loan.

Currency Converter

Convert between 32 currencies, with your own rate if you have one.

Paycheck Calculator

Turn a salary or hourly wage into take-home pay, paycheck by paycheck.

Inflation Calculator

What an amount in one year is worth in another, with official CPI-U data through 2024.

Amortization Calculator

Full payment schedule — and what an extra monthly payment saves you.

Retirement Calculator

Balance at retirement and the age your savings run out.

Sales Tax Calculator

Add or remove sales tax, with US state base rates built in.

Income Tax Calculator

2025 federal income tax by bracket, plus a flat state rate you enter.

Margin Calculator

Profit margin, markup and the price you need for a target margin.

Savings Calculator

How long it takes to reach a savings goal — or what to save each month.

Discount Calculator

Sale price, savings and the effective discount — with stacking done right.

APR Calculator

The true annual cost of a loan once upfront fees are counted.

ROI Calculator

Return on investment, profit and the annualized return on your money.

Markup Calculator

Price an item from a target markup, with the profit margin it implies.

VAT / GST Calculator

Add or remove VAT/GST, with standard rates for 27 countries built in.

Credit Card Payoff Calculator

Months to clear a card balance, the interest it costs, and the minimum trap.

Debt Payoff Calculator

Snowball vs avalanche: payoff order, timeline and total interest.

Student Loan Calculator

Monthly payment, total interest and payoff date — with the extra-payment effect.